HDFC Bank Vacancy 2025 - Credit Processing

HDFC Bank Vacancy 2025

Job Description:

1. Appraisal - To build a quality portfolio by managing risk through effective credit appraisal, ensuring TAT, maintaining positive relationships with channel partners, and being a process thinker and innovator. 
2. Collecting and reviewing documents (e.g., credit, loan agreements, application forms, guarantee forms) (Legal implications).
3.  Interacting with customers via phone. It also includes managing customer objections. Meeting customers and engaging in personal discussions. Providing optimal solutions to customers' needs. 
4.  Negotiating Skills: Probing to understand the customer's needs, managing objections, structuring solutions, and closing. 

HDFC Bank Careers

Qualifications - Fresh/experienced B Com Graduates,  M Com, CA or MBA  having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.